“Rutherford County homes are holding steady while mortgage rates hit a 12-month low — making this a great time for motivated buyers.”

Rutherford County Real Estate Market Update – October 2025

The Rutherford County housing market continues to show signs of stability with opportunity. As of this week, there are 1,564 homes available, and we’re seeing clear signals that both buyers and sellers are adjusting to the market’s new rhythm.

Let’s dive into what’s happening across Murfreesboro, Smyrna, LaVergne, and Eagleville — and what it means for you.

🏠 Current Market Snapshot

• Active listings: 1,564 homes

• New listings: 116 this week

• Homes under contract: 104

• Closings: 62

• Total sales (past 3 months): 1,333 homes

• Month-supply: 3.52 months — the highest since early 2025

That 3.5-month supply signals a balanced market. Buyers have more options, but sellers still see steady activity — especially when homes are priced correctly.

📉 Mortgage Rates Reach a 12-Month Low

The 30-year fixed mortgage rate has dipped to an average of 6.19%, the lowest level since October 2024.
That’s down from 6.89% in May — a drop of 0.7 percentage points.

For most buyers, that translates to $100–$300 less per month depending on price range. Lower rates are bringing sidelined buyers back into the market, and we’re already seeing renewed showing activity.

📈 Zillow’s Forecast for Middle Tennessee

Zillow recently updated its forecast, predicting a 2.1% increase in home values across the Nashville–Franklin–Murfreesboro metro area over the next 12 months.

That modest uptick aligns with what we’re observing:
steady prices, mild appreciation, and no signs of a price collapse.

Even better — local wages have risen 7–8% over the past year, and when paired with lower interest rates, homes in Rutherford County are slowly becoming more affordable.

💰 Seller Motivation on the Rise

Here’s the most telling stat of the week:
41% of all homes on the market have seen at least one price cut, up from 38% just a month ago.

In Murfreesboro city limits, that number climbs to 42%.
This shows sellers are getting realistic, making concessions, and creating better opportunities for buyers.

If you’re selling, it’s important to price strategically and stay ahead of the competition — with over 1,500 active listings countywide.

👀 Buyer Activity & Showings

Showings are slightly lower than last year, averaging 4.8 per listing per month versus 6.7 in 2024.
Still, the market remains healthy, with steady interest from serious buyers who are motivated by improved affordability and lower rates.

🧭 What It Means for You

• Buyers: More inventory, better rates, and motivated sellers. It’s a good time to re-enter the market if you’ve been waiting.

• Sellers: Homes are still selling, but strategy matters. Price competitively, prepare your home properly, and expect some negotiation.

At the Turner Victory Team, we help our clients make confident moves — whether that’s buying your first home, upgrading, or preparing to list successfully in today’s evolving market.

💬 Final Thoughts

We’re now 18 weeks into holding steady inventory above 1,500 homes — a sign of a maturing and stable market.
Buyers have options. Sellers have competition. And the smartest moves are being made by those who stay informed.

If you’re ready to talk strategy, we’d love to help you plan your next step.

📞 Contact the Turner Victory Team

John & Tracy Turner, Team Leaders
Onward Real Estate | Turner Victory Team
📍 1225 Garrison Dr, Suite 202, Murfreesboro, TN 37129
📱 Mobile: 615.586.0900
☎️ Office: 615.234.5020
✉️ Email: John@TurnerVictory.com
🌐 www.TurnerVictory.com

🔗 Related Posts

• Is Now the Time to Sell in Murfreesboro? Here’s What the Data Says →

• How to Win as a Buyer in a Competitive Market →

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