Rutherford County Housing Market Update | October 2025 Real Estate Trends

Welcome to our October 2025 edition of the Rutherford County housing market update. In this post, I’ll walk you through key stats from the week ending October 6, as well as September month-end and Q3 2025 trends. Whether you’re buying, selling, or just staying informed, this is the kind of info every serious homeowner or investor should know.

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(Prefer video? I break it all down in less than 20 minutes.)

Key Metrics & Trends

1. Inventory & Listing Activity

• Active listings in Rutherford County: 1,571 homes

• 165 new listings added this week — strong influx

• 140 expired or canceled listings — many of these are new construction homes that lapsed and will be relisted

• Inventory has stabilized around the 1,500s range. We’re not seeing big jumps up or down right now.

2. Pending Contracts & Closings

• 105 homes went pending this week (slightly below recent highs)

• 111 closings — typical for month end spikes

• Over the past 3 months, we closed 1,414 homes

• Notably, the 300K and 400K price ranges are neck-and-neck in both listings and closings

3. Supply & Market Balance

• 3.3 months supply of inventory — that’s hovering near balanced territory

• In the $900K+ range, inventory is extremely tight (less than 3 months) — which causes more volatility in that segment

• 37% of listed homes have had at least one price reduction — buyers are watching for sellers who adapt

4. Price Trends & Comparisons

• Average sale price: ~$508,000

• Median sale price: ~$439,000 (vs. ~$421,000 last year)

• Days on Market have increased 30-45%, though that figure is easily manipulated by listing strategy

• Comparing September:
   • 451 homes sold this year (vs. 485 last year) — about 7% decline
   • New listings in September 2025 were 789, down ~3% from 814 in 2024

5. Mortgage Rate & Economic Context

• 30-year mortgage average: ~6.34% (up slightly after a dip)

• Government shutdown is causing delays in economic data — making bond markets and thus mortgage rates more stagnant

• Until clarity returns, I expect rates to hover rather than swing wildly

Featured Properties

I want to spotlight two homes currently listed by my team:

• 2530 Fig Drive, Mankin Point – Priced at $450,000
   Beautiful home, just a few years old, open kitchen, white cabinets, stainless appliances. Great south side location near I-24.

• 6004 Duster, Smyrna – Priced at $525,000
   Built ~4 years ago. Open layout, tile shower + soaking tub, fenced yard, upstairs bonus room, zoned for Stewart’s Creek schools.

If either catches your eye, reach out — happy to send more photos or schedule a showing.

What This Means for Buyers & Sellers

For Buyers

• You have more options today than in many recent years, especially in sub-$500K tiers

• Watch for price reductions — over one third of homes have already reduced

• Stay prepared with financing because competition still exists, especially in tighter price tiers

For Sellers

• Pricing is more important than ever — you must price against your current competition, not past sales

• Be willing to adjust if the market feedback is soft

• Highlight features and condition — homes that “show well” will stand out

What’s Next & How I Can Help

This market is nuanced. As we move into Fall and head toward year’s end, I expect inventory to remain stable, sales to be steady, and pricing pressure to tighten in certain tiers. But external factors — like mortgage rates and economic data — could still shift things unexpectedly.

If you'd like a custom deep dive (your ZIP, your price range, comps), or want help positioning a home for sale, I’m here to help. Drop me a line or fill out a contact form, and we’ll get you the numbers that matter.