Before you fall in love with a home, it helps to know whether the payment fits comfortably
in your budget. Our mortgage calculator lets you quickly test different prices, down payments,
interest rates, and tax estimates so you can plan ahead with confidence.
What You Can Do With This Calculator
- Estimate a monthly payment based on price, down payment, and interest rate.
- Compare different price points to see how they change your payment.
- Roughly factor in taxes and insurance for a more realistic number.
This tool is a starting point, not a final loan quote. When you’re ready, we can connect you
with trusted local lenders who can give you exact numbers for your situation.
How to Use It
- Enter a **home price** you’re considering.
- Add your **down payment amount or percentage**.
- Adjust the **interest rate and loan term** (for example, 30 years).
- Include an estimate for **taxes and insurance**, if available.
Small changes in rate or price can make a big difference. Don’t be afraid to plug in several
scenarios until you find the range that feels comfortable for you.
Have questions about what price range to target in today’s market? We’re happy to walk through
the numbers with you and talk about your options.
Talk Through Your Budget
When you’re ready to look at homes, you can also review our
Homebuyer Guide for a step-by-step
overview of the process.
Try the Mortgage Calculator
Use the calculator tool below to estimate your monthly payment. If you’re viewing this page on
a mobile device, you may need to scroll within the calculator area.