What Happens After You Go Under Contract on a Home in Murfreesboro TN?

Going under contract is exciting, but it can also feel overwhelming. If you are buying a home in Murfreesboro TN, here is exactly what happens next and what you should expect at each step.

For many buyers, this is the stage where questions increase and timelines start to matter. Understanding the process ahead of time helps you move forward with confidence instead of stress.

If you are still deciding whether to work with a buyer’s agent, this guide may help first: Do I Need a Real Estate Agent to Buy in Murfreesboro TN?

Step 1: Your Earnest Money Is Delivered

Once your offer is accepted, the first step is delivering earnest money. This shows the seller you are serious and committed to the contract.

In Murfreesboro and Rutherford County, earnest money is typically delivered within a few days of going under contract. Your agent guides you on where the funds go and confirms everything is handled properly so there are no contract issues.

Step 2: Inspections Are Scheduled

The inspection period is one of the most important parts of the process. This is also when buyers often feel the most stress, especially if this is your first home.

During this time, licensed inspectors evaluate the home and provide a detailed report. Your agent helps you understand what matters, what is normal, and what should be addressed with the seller.

Step 3: Negotiations May Happen

After inspections, buyers may request repairs, credits, or adjustments. Not every inspection leads to renegotiation, but this is where experience and local knowledge matter.

In Murfreesboro, negotiation strategies can vary based on the home, the market, and the seller’s position. A calm, well planned approach often leads to smoother outcomes.

Step 4: The Appraisal Is Ordered

If you are using a lender, the appraisal is ordered to confirm the home’s value. This protects both you and the lender.

Appraisals in Murfreesboro are influenced by neighborhood trends, comparable sales, and property condition. Your agent helps prepare for this step and respond if questions come up.

Step 5: Final Loan Approval

While inspections and appraisal are happening, your lender works toward final loan approval. This includes verifying documents and confirming details.

Staying responsive and organized helps prevent delays. Your agent and lender typically work together to keep everything moving on schedule.

Step 6: Final Walkthrough

Shortly before closing, buyers complete a final walkthrough. This is your chance to confirm the home is in the expected condition and that any agreed upon items were addressed.

Step 7: Closing Day

Closing day is when ownership officially transfers. You sign documents, funds are distributed, and keys are released.

Many buyers are surprised by how smooth this step feels when everything has been handled properly leading up to it.

Why Local Guidance Matters After You Go Under Contract

Buying a home in Murfreesboro is not just about finding the right house. Each step after going under contract requires coordination, communication, and experience.

Having a local team who understands Rutherford County timelines, common issues, and negotiation patterns helps reduce stress and avoid surprises.

This is especially important for buyers relocating to the area. If that applies to you, this article may be helpful: What People Moving to Murfreesboro TN Wish They Knew Before Buying a Home

Thinking About Buying a Home in Murfreesboro?

If you want a clear plan and steady guidance from offer to closing, our buyer guide explains the full process in simple terms.

Read the Buyer’s Guide

Frequently Asked Questions After Going Under Contract

How long does it take to close after going under contract?
Most contracts in Murfreesboro close within a few weeks, depending on loan type, inspections, and appraisal timing.

Can I back out after going under contract?
Contracts include contingencies, but timelines and terms matter. This is where guidance helps you understand your options.

What happens if the appraisal comes in low?
There may be options such as renegotiation, bringing additional funds, or disputing the appraisal, depending on the situation.

Should I schedule utilities and movers before closing?
It is usually best to wait until closing is confirmed to avoid unnecessary complications.

Final Thought

Going under contract does not have to be intimidating. When you understand the steps and have the right guidance, the process becomes clear, manageable, and far less stressful.

Written by John Turner

John Turner is a Murfreesboro real estate expert with the Turner Victory Team at Onward Real Estate. The team helps buyers and sellers across Murfreesboro, Smyrna, La Vergne, and all of Rutherford County with clear guidance and strong negotiation.

TurnerVictory.com | John@TurnerVictory.com | 615.586.0900